Let us start with a conversation.

Within one working day. If you submit over a weekend or a public holiday, expect a call on the next working morning. For anything genuinely urgent, call us directly rather than waiting on the form.

Yes. The first conversation and the portfolio review that follows it carry no fee and no obligation. We would rather you make an informed decision about whether we are the right fit than commit to anything on the first call.

Nothing is required for the first call. If you would like the review to be more concrete, these help:

• A consolidated mutual fund statement (CAS from CAMS, KFintech or NSDL)
• A list of insurance policies with sum assured and premium
• Details of any loans — outstanding amount, rate and remaining tenure
• Fixed deposits, PPF, EPF and NPS balances

Yes. A large part of the practice is handled over video calls, with e-KYC and digital mandates for execution, so location is rarely a constraint. NRI clients are onboarded entirely remotely. Where an in-person meeting matters — succession planning discussions in particular — we arrange it.

It is used only to prepare for and conduct our conversation with you. We do not sell, rent or share client data with third parties for marketing. Where information has to be passed to a product provider to execute a transaction you have approved, we tell you first.